Deer Park

Deer Park Home Elevations

The City of Deer Park is preparing an application for FEMA Flood Mitigation Assistance (FMA) funds to elevate flood-prone homes. CCM Advisers is assisting the City. If you received a letter your home has been identified as a strong candidate for this funding.

Elevating a home lifts the living space above expected flood levels. This reduces future flood damage, repeated insurance claims, and the disruption that follows a flood.

A home that has been classified by Severe Repetitive Loss by FEMA is eligible for an elevation at no cost share for the homeowner. Grant funds pay for the elevation work. Owners of rental homes are also eligible. A Repetitive Loss property is eligible for a 90% grant, and a home that is insured is eligible for a 75% grant.

Submit your information by December 1, 2026

To be considered, please complete the Home Elevation Questionnaire and return it with the documents on its checklist:

If you already have a current certificate, you may submit it. If you do not have one, a licensed surveyor can prepare one.

The owner name on your questionnaire must match County property tax records.

All documents, except the Acknowledgement form should be attached to the Questionnaire. You can return other documents via email to beth@ccmadvisers.com.

Questions: Email us!

Participation is voluntary

Returning the questionnaire does not obligate you to take part and does not guarantee selection. Funding depends on FEMA’s review and approval of the City’s application, and on eligibility and environmental and historic preservation reviews. Neither the State nor the City will use eminent domain to acquire your property if you choose not to participate.

Frequently Asked Questions

What is the general timeline?

These timelines come from past FMA cycles. Future years may differ, so treat them as estimates.

    1. The City submits the application to the state.

    1. The state submits it to FEMA, typically in late January.

    1. FEMA identifies applications for further review, typically in late August. This is the first step toward approval.

    1. Final approval can take 10 to 20 months. That puts the award 16 to 26 months after the City’s initial submission.

    1. After the award, about 4 months are needed for homeowners to select contractors and for contractors to develop specifications.

    1. About 4 months later, funding arrives for the first group of homes. Each elevation takes roughly 3 months.

    1. Once 70 percent of the funds for the first group are spent, the City requests funding for the second group. That takes about 4 months, and each elevation again takes roughly 3 months.

In total, the process can take 33 to 43 months from application to project completion.

What does the grant pay for?

    • Architectural and engineering fees for the elevation design

    • Permitting

    • Clearing vegetation and preparing a path for lifting supports

    • Excavation around the home

    • Lifting the building and temporary support cribbing

    • Disconnecting, extending or modifying, and reconnecting utilities

    • Constructing a compliant foundation

    • Restoring the lawn, walks, driveways, and other surfaces outside the exterior walls (broom brushed concrete, no finishes)

    • Contractor bonding, insurance, and warranty

What will the grant not pay for?

    • Elevating a structure that did not meet NFIP standards when it was built

    • Additions, auxiliary structures, or new decks and porches

    • Aesthetic improvements, unless required by the environmental review

    • Repair or replacement of utility components that are undersized, poorly designed, or unsafe

    • Exterior finish on the exposed foundation, unless required by the environmental review or local code

    • Landscaping beyond what existed before construction, such as new trees or shrubs

    • Superfluous warranty claims

Can I stay in my home during the work?

You can stay in your home until utilities are disconnected, and you can return once they are reconnected. Utilities are typically off for about 5 to 10 days, and you cannot stay in the home during that period.

For primary, owner-occupied homes, the grant reimburses temporary housing up to a daily limit based on the local per diem rate set by the GSA, approximately $133 per night. Food is not covered, and receipts are required for reimbursement.

How do I choose a contractor?

The City will issue a Request for Qualifications and pre-qualify between 2 and 4 contractors. Homeowners meet with the pre-qualified contractors and choose one to do the work.

Do I need flood insurance?

Yes. You must have flood insurance in place when the grant application period opens, keep it throughout the elevation process, and maintain it on the home permanently afterward. Failure to maintain coverage could require you to repay the grant to FEMA.

Are there other conditions?

Maintaining flood insurance is the primary condition. You will also sign the FEMA Declaration and Release and the Acknowledgement of Conditions listed on the questionnaire checklist.

How high will my home be elevated?

Your home will be elevated to either: 

  • The 500-year water surface elevation;
  • Two feet above the centerline of the street; or
  • One foot above the base flood elevation (BFE), whichever is higher.

You may elevate higher at your own expense, up to the limit allowed by the City’s zoning ordinance.

What if my home is damaged during the work?

Contractors are licensed and insured. Damage caused by the elevation work is the contractor’s responsibility to repair.